If you're one of the many people looking to extend tax-deferral on your retirement plan assets, then a QLAC may be perfect for you. Leverage our thirty-years of experience along with the carefully executed features of our annuity screener application, and what used to take hours can now be reduced to minutes.
But first, let's make sure to identify exactly how much of your existing tax-qualified IRA assets you are eligible to contribute.
If you don’t want or need to take required minimum distributions from your retirement assets now, Qualified Longevity Annuity Contracts (QLAC) let you defer a portion of your RMDs up to age 85. There are many other reasons why a QLAC may be right for you, tell us what you think.
Start by using our calculator below to determine your QLAC eligible amount.
A QLAC can help you put money aside now so you can have a guaranteed, steady stream of income in the future…
QLACs offer consistent income for as long as you live1, without having to worry about market risk…
With a QLAC, you'll know up front exactly how much your income will be on the date you choose for payments to begin…
If your investments don't work out, a QLAC makes a paycheck available that otherwise would not have been there…
Designing a retirement strategy around principal and income protection1 is a smart move towards greater financial security.- Jeffrey J. Hovermale CEO of Robo Advisor™
2nd Qtr. 2019, U.S. Individual Annuities Survey - LIMRA Secure Retirement Institute,
Hey, just because you're retired doesn't mean you can't get a raise. Fixed interest & Immediate annuities can help optimize income from unproductive assets.
You want to leave assets to your family without the expense & delay of probate? Fixed, Indexed and Index linked annuites avoid probate and pay to your loved ones in double time.
Not swinging for the fences any longer? Then you probably prefer sensible, fair & predictable returns without market risk. Fixed interest annuities can give you exactly what you want.
Your looking for growth on your assets, but you can't afford to risk losing your principal to get it. Indexed & Index Linked annuities are good options for growth potential with downside protections.
Your still working but your ready to start making plans for the income you want when retirement begins. Longevity annuities can help you have the amount at exactly the time you want it to begin.
You can have annuity payments with automatic increase options built right in. Income & Longevity annuities can give you the choice of a yearly percentage increase or one based on the CPI.
We've made it more convenient than ever for you to reach out - chat, have a phone call, or schedule an online meeting. Start now and see the benefits you can get by working with one of our licensed annuity professionals.
According to the US Census, Florida ranks #3 for US states in total population. Comparatively speaking,
Eligible IRA accounts only include QLACs held under IRAs. Don’t include QLACs held under other qualified plans. Total the previous year 12/31 fair market value for all Traditional IRAs, SEP IRAs, Simple IRAs and QLAC IRAs and enter here.
The dollar limit applies across all qualified retirement plans and IRAs (excluding Roth and Inherited IRAs) collectively. The percentage limit applies to each qualified plan separately and to IRAs on an aggregate basis.
There are restrictions on how premium limit rules can be applied. There are also restrictions on how qualified plan assets can rollover to a QLAC. It’s your responsibility to ensure QLAC premium limitations are met. Roth IRAs and Inherited IRAs cannot be treated as a QLAC.
Complete the information below and we'll put you on our "early access" list and notify you immediately as soon as we are cleared for launch.